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Highest Fixed Deposit Returns

Secure Your Savings.
Grow Your Wealth.

Graha Co‑Operative Housing Society Ltd offers high‑return Fixed Deposit schemes, affordable housing solutions, and member‑first financial services designed for long‑term stability and growth.

Government Registered
Safe & Transparent
Member‑Focused Services
Housing, Loans & Investments
Invest Now Calculate Returns
Max Yield
Per Annum
12.75%
Highest Fixed Deposit Returns
Compounding
Quarterly / Monthly
Minimum Lock‑in
12 Months
Projected Value on ₹1,00,000 ₹1,12,750+
Illustrative estimate. Actual returns depend on scheme, term, and payout option.
₹0+ Cr
Fixed Assets
0+
Active Members
0+ Years
Of Trust
0%
FD Interest Max
0+
Strategic Branches
DTCP & RERA Approved Layouts

Our Residential Layouts

Three approved plot layouts across Chennai's growth corridor — tap any plan to view it full size, exactly as filed with the survey authority.

Survey No. 32/1 Layout plan of house site in Survey No. 32/1, Keelmanambedu Village, Poonamallee Taluk, Thiruvallur District View full layout

Graha Elite City

Thirumazhisai, Keelmanambedu Village, Poonamallee Taluk

A two-street layout planned around a central 24-foot road, with 17 numbered plots ranging from roughly 835 to nearly 2,140 sq.ft.

36,738
Total sq.ft
9,636
Road sq.ft
26,603
Plot sq.ft
DTCP · RERA Approved Graha Green City layout plan at Agaram Village, Thiruvallur Taluk and District View full layout

Graha Green City

Agaram Village, Thiruvallur Taluk & District

Our largest layout — a full residential grid across six survey numbers with 30 & 60-foot roads and a dedicated shop row.

125
Total plots
60 ft
Widest road
6
Shop plots
GST- On road Graha Dream City layout plan at S.P. Kovil, Chengalpattu View full layout

Graha Dream City

S.P. Kovil, Chengalpattu

A compact, easy-to-walk layout bounded by three survey fields, served by a looping 23-foot internal road network.

21
Total plots
23 ft
Road width
3
Survey fields
Enquire About a Plot
Full layout plan
Apartment Sale

Graha Apartment in Thiruvallur

3 BHK spacious apartment with car parking — only a couple of homes remain.

2 Homes Left
Apartment Sale Graha Apartment in Thiruvallur, 3 BHK spacious apartment with car parking
Ready For Sale

Graha Vedh Apartment, Thiruvallur

3 BHK Spacious Apartment with Car Parking

A limited release of thoughtfully planned 3 BHK homes in Thiruvallur, built for comfortable family living with dedicated covered car parking. Only 2 units remain in this block — enquire early to secure your home.

3 BHK Layout
Car Parking
Thiruvallur
2 Homes Left
Enquire Now Contact Us

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Why Members Choose Graha

Your Trusted Partner for Financial Growth & Housing Solutions

Built on co‑operative values, transparency, and long‑term member welfare. We combine high‑return deposit products with practical housing and property services.

Housing & Property Services

Modern residential layouts, quality construction support, and structured development partnerships designed for sustainable living.

Fixed Deposit Schemes

Competitive return structures with flexible tenures and payout options engineered for disciplined wealth accumulation.

Free Locker Facility

Secure storage access for eligible members with strong operational controls and convenient branch support.

Easy Loan Approvals

Streamlined verification and member‑oriented processing for home, mortgage, and related credit needs.

Wealth Growth Opportunities

Long‑term financial products and disciplined savings pathways designed to support asset creation and capital growth.

Community‑Centric Approach

Member welfare, transparency, and democratic co‑operative principles remain central to every service we operate.

Graha Co‑Operative Housing Society Ltd

Vision & Mission

Building a trusted co‑operative community through affordable housing, secure financial services, transparency, integrity, and long‑term member welfare.

Our Vision

A trusted co‑operative community

To provide affordable housing solutions, secure financial services, and long‑term value for every member through transparency and integrity.

Trust & Transparency

Clear processes, ethical governance, and accountability.

Affordable Housing Growth

Promote quality construction and sustainable residential development.

Financial Security

Safe deposits and flexible loan options that support future needs.

Community Welfare

Better living standards through member benefits and support services.

Our Mission

Deliver housing and dependable financial services

Operate with co‑operative values, transparency, affordability, and long‑term member benefits at the center of every decision.

Deliver Affordable Housing

Develop layouts and construction solutions with quality and structural safety.

Member‑Friendly Finance

Flexible loans and secure deposit schemes designed for future stability.

Trust & Compliance

Ethical governance, transparency, and responsible co‑operative management.

Property Maintenance

Plumbing, electrical, cleaning, and painting support for member properties.

Strengthen Member Welfare

Lockers, support services, EMI options, and exclusive member benefits.

Category of Depositors

Special depositor categories designed for every stage of life.

🚀

NGG

NextGen Group

18 - 30 Years

Young professionals, students and first-time investors focused on building their future and achieving financial independence.

🏆

PA

Prime Achievers

31 - 57 Years

Working professionals and achievers seeking wealth creation, family security, investment growth and long-term financial planning.

👑

GAG

Golden Age Group

58 - 79 Years

Senior members looking for secure returns, retirement benefits, capital protection and a financially comfortable lifestyle.

Interactive Estimator

Earn Up To 12.75% Interest Per Annum

Estimate monthly payout and cumulative maturity value using the actual scheme logic and term bands from the provided calculator.

Monthly Payout
₹ 0.00
Estimated monthly payout
Maturity Value
₹ 0.00
Quarterly compounding estimate

How the estimate works

Monthly payout uses simple interest for the selected term. Cumulative value uses quarterly compounding for the same term and rate. Rates change by category, scheme, and term band exactly as defined in the calculator logic below.

GRAHA FD Rate Calculator

Select Category and Scheme to calculate estimated returns.

Premium Estimator
₹
Rate of Interest (ROI)

The ROI is automatically determined by your selections and term band.

Monthly Payout Rate
--
Cumulative Rate
--
Monthly Payout Option
₹ 0.00
Total interest for the selected term
Monthly Payout (Est. for 30 Days)
₹ 0.00
Illustrative monthly payout
Quarterly Compounded
₹ 0.00
Total interest earned
Maturity Value
₹ 0.00
Principal + cumulative interest

Cumulative interest is calculated using quarterly compounding (4 times per year). The estimate is illustrative and not a contractual quotation.

Ecosystem Services Blueprint

One Co‑Operative. Multiple Member Services.

Deposits, credit, property development, maintenance support, and member benefits — all under a single member‑first operating framework.

Deposits

  • Fixed Deposit12.75%
  • Recurring Deposit
  • Monthly Flexi Deposit
  • SIP Investment

Credit & Loans

  • Home Loan Matrix
  • Construction Support
  • Mortgage Loan Facility
  • Unsecured & Gold Loan

Property Eco

  • Residential Layouts
  • Building Construction
  • Land Development
  • Joint Venture Frameworks

Member Perks

  • Free Locker Vault★
  • Easy Automated EMIs
  • Home Maintenance Desk
  • Community Support Help
Vision & Mission

“Building a Strong Co‑Operative Community”

We empower members through affordable housing solutions, secure financial services, transparency, integrity, and long‑term value creation.

Voice of Our Community

Real Reviews From Active Members

Community feedback collected from members across our branch network.

★★★★★

“Excellent returns and professional service. The 12.75% fixed deposit completely changed how I plan my annual budget safely.”

— Rajesh K., Chennai
★★★★★

“Best fixed deposit plans combined with rapid digital onboarding support. Deeply transparent cooperative identity.”

— Meera Anand, Porur
★★★★★

“Highly trusted cooperative society engine. Managed under stellar principles spanning both microloans and land development grids.”

— Dr. S. Raghavan, Thiruvallur
★★★★★

“Excellent returns and professional service. The 12.75% fixed deposit completely changed how I plan my annual budget safely.”

— Rajesh K., Chennai
★★★★★

“Best fixed deposit plans combined with rapid digital onboarding support. Deeply transparent cooperative identity.”

— Meera Anand, Porur
★★★★★

“Highly trusted cooperative society engine. Managed under stellar principles spanning both microloans and land development grids.”

— Dr. S. Raghavan, Thiruvallur
Regional Footprint

Our Growing Branch Network

Access personalized support, deposit services, loan guidance, and property assistance through a steadily expanding branch network.

Korattur
Porur
Thiruvallur
Thiruvannamalai
📍

Interactive Region Grid Visual

Connecting 15+ strategic counters across the Southern regional ecosystem.

Exclusive Membership Privileges

Premium Member Benefits

Unlock exclusive financial advantages, security benefits, and value‑added services designed specially for members.

Up to 15 Years

Easy Loan EMI

Flexible repayment options with affordable EMI plans extending up to 15 years for housing and major financial goals.

Against Deposit

Free Locker Facility

Secure valuables, documents, and jewelry with locker access provided to eligible deposit members.

Against Deposit

Free Home Maintenance

Exclusive maintenance support for eligible deposit members, helping keep homes safe and well‑maintained.

Limited Account Slots 2026

Start Investing Today

Earn Up To 12.75% Per Annum • Become a Member of Graha Co‑Operative Society

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